Category Archives: Help

Advisors ease emotional hurdles of retirement!

Smiling senior couple

Retirement is the big financial finish line, but clients often don’t know what they want to do when they get there. Advisors are delving into psychological aspects of retirement planning to help them figure it out.

The need for this became clear to Amy Jo Lauber, certified financial planner and owner of Lauber Financial Planning, 15 years ago when 10 of her clients were offered early retirement packages—and eight were dead within a year of accepting them.

“They had enough money, but they didn’t have enough interests [or] activities to make a new life,” she said.

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How Couples Delude Themselves About Retirement

Image result for Retired Couple

Couples think they’re on the same page about planning for retirement. The truth is, however, they’re often not even reading the same book.

And they’d help themselves by talking and planning more together.

Those are some of my takeaways from the new Fidelity Investments 2015 Couples Retirement Study.

The Disconnect on Retirement Planning

When Fidelity surveyed 1,051 couples online (minimum household income: $75,000; minimum investable assets: $100,000), it found that 72% felt they communicate with each other exceptionally or very well. But when Fidelity dug deeper, the financial services firm learned the pairs had wildly different ideas about their retirement prospects and had huge knowledge gaps on key financial matters.

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Article By:Richard Eisenberg